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< p >所以两者的区别大致分为两点， 就是 凭着复印件进行放货的，而电放则是通过电话通知进行放货的，它们的信息平台不一样。第二就是 保函只要船东收到钱就可以放货，主动权和决定权在船东手里。而电放则是船东接到电话通知之后才能放货，船东自己是没有权利放货的。
Hence, the discrepancy between the two can be categorized into two main aspects. Firstly, the release of goods is handled differently; goods are released based on the copy for physical release, while electronic release is notified through telephone, utilizing distinct information platforms. Secondly, the letter of guarantee plays a vital role. Upon receiving payment, the ship owner has the authority to release the goods, as the initiative and decision solely lie with them. Conversely, in the case of electronic release, the ship owner can only release the goods upon receiving the telephone notification, lacking the power to independently authorize the release.
关于保函的效力问题，一般贸易的买卖双方都会遵循汉堡规则。下面我们来举例介绍一种出具保函的情况。比方说，货物运达目的地后，正常的操作是收货方凭正本提单到码头或堆场提货，码头或堆场凭单放货。但是实际操作中可能出现很多情况，导致托运方要求承运方凭电放提单将货物放给收货人。事后如果托运方因为收不到货款等原因，拿着正本提单找承运方要货，这种情况下，承运方就很被动。有时有理也说不清楚。因此，需要类似银行这样的机构提供相应保障书，收货方才能凭电放提单提货。
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